{"id":10883,"date":"2026-07-28T08:14:43","date_gmt":"2026-07-28T08:14:43","guid":{"rendered":"https:\/\/omidcoin.org\/2026\/07\/28\/digital-fraud-how-to-stay-safe\/"},"modified":"2026-07-28T08:14:43","modified_gmt":"2026-07-28T08:14:43","slug":"digital-fraud-how-to-stay-safe","status":"publish","type":"post","link":"https:\/\/omidcoin.org\/en\/2026\/07\/28\/digital-fraud-how-to-stay-safe\/","title":{"rendered":"Digital fraud: How to stay safe?"},"content":{"rendered":"
\n

Every day, we hear new reports about digital scams. People who have lost their capital in fake projects, user accounts that have been hacked, personal information that has been stolen, and sophisticated scams that have even tricked experienced users.<\/span><\/strong><\/p>\n

The digital space\u2014especially the world of blockchain and cryptocurrencies\u2014due to the irreversible nature of transactions and relative anonymity, provides an ideal environment for scammers. However, with awareness and adherence to simple security practices, many of these threats can be prevented.<\/span><\/strong><\/p>\n

In this article, we examine the most common methods of fraud in the digital space and provide practical solutions for identifying and preventing them.<\/span><\/strong><\/p>\n

\n

Types of Digital Fraud<\/span><\/h2>\n

1. Phishing<\/span><\/h3>\n

Definition:<\/span><\/strong>\u00a0An attempt to obtain users’ sensitive information (passwords, private keys, recovery phrases) by impersonating a legitimate entity.<\/span><\/p>\n

Common Methods:<\/span><\/strong><\/p>\n

\n
\n
<\/div>\n
<\/div>\n<\/div>\n\n\n\n\n\n\n\n\n
Method<\/span><\/th>\nDescription<\/span><\/th>\nExample<\/span><\/th>\n<\/tr>\n<\/thead>\n
Fake email<\/span><\/td>\nSending emails that mimic legitimate companies<\/span><\/td>\nEmail from “MetaMask Support”<\/span><\/td>\n<\/tr>\n
Fake website<\/span><\/td>\nCreating a replica of a legitimate site<\/span><\/td>\nFake OpenSea website<\/span><\/td>\n<\/tr>\n
Social media messages<\/span><\/td>\nSending messages with fake identities<\/span><\/td>\nMessage from “Support Team”<\/span><\/td>\n<\/tr>\n
Fake ads<\/span><\/td>\nGoogle ads that lead to fake websites<\/span><\/td>\nFake MetaMask advertisement<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Detection and Prevention:<\/span><\/strong><\/p>\n

    \n
  • \n

    Always check the website URL (extra or swapped letters)<\/span><\/p>\n<\/li>\n

  • \n

    Do not click on suspicious links<\/span><\/p>\n<\/li>\n

  • \n

    Use bookmarks for important sites<\/span><\/p>\n<\/li>\n

  • \n

    Never enter your recovery phrase on unknown websites<\/span><\/p>\n<\/li>\n

  • \n

    Use two-factor authentication<\/span><\/p>\n<\/li>\n<\/ul>\n

    \n

    2. Fake Projects and Scam Projects<\/span><\/h3>\n

    Definition:<\/span><\/strong>\u00a0Projects that lure users’ funds with false promises and disappear after collecting capital.<\/span><\/p>\n

    Signs of a Fake Project:<\/span><\/strong><\/p>\n

    \n
    \n
    <\/div>\n
    <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n
    Sign<\/span><\/th>\nDescription<\/span><\/th>\n<\/tr>\n<\/thead>\n
    Anonymous team<\/span><\/td>\nTeam members have no clear name or track record<\/span><\/td>\n<\/tr>\n
    Unrealistic promises<\/span><\/td>\nGuaranteed profits, impossible returns<\/span><\/td>\n<\/tr>\n
    No product<\/span><\/td>\nOnly a website and whitepaper exist<\/span><\/td>\n<\/tr>\n
    Pressure to invest<\/span><\/td>\nUsing phrases like “limited opportunity”<\/span><\/td>\n<\/tr>\n
    Lack of transparency<\/span><\/td>\nVague financial and technical information<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    Detection and Prevention:<\/span><\/strong><\/p>\n

      \n
    • \n

      Research the project team (LinkedIn, track record)<\/span><\/p>\n<\/li>\n

    • \n

      Read the whitepaper carefully<\/span><\/p>\n<\/li>\n

    • \n

      Check community feedback<\/span><\/p>\n<\/li>\n

    • \n

      Use reputable and audited projects<\/span><\/p>\n<\/li>\n

    • \n

      Never invest all your capital in a single project<\/span><\/p>\n<\/li>\n<\/ul>\n

      \n

      3. Pump and Dump<\/span><\/h3>\n

      Definition:<\/span><\/strong>\u00a0Artificial inflation of a cryptocurrency’s price through misleading promotion, followed by mass selling by scammers.<\/span><\/p>\n

      Stages:<\/span><\/strong><\/p>\n

        \n
      • \n

        Pump:<\/span><\/strong>\u00a0Widespread promotion on social media<\/span><\/p>\n<\/li>\n

      • \n

        Deception:<\/span><\/strong>\u00a0Creating fear of missing out (FOMO)<\/span><\/p>\n<\/li>\n

      • \n

        Dump:<\/span><\/strong>\u00a0Mass selling by scammers at high prices<\/span><\/p>\n<\/li>\n

      • \n

        Crash:<\/span><\/strong>\u00a0Sharp price decline and investor losses<\/span><\/p>\n<\/li>\n<\/ul>\n

        Detection and Prevention:<\/span><\/strong><\/p>\n

          \n
        • \n

          Do not trust social media promotions<\/span><\/p>\n<\/li>\n

        • \n

          Ignore investment advice from unknown individuals<\/span><\/p>\n<\/li>\n

        • \n

          Research before investing<\/span><\/p>\n<\/li>\n

        • \n

          Do not chase quick, unrealistic profits<\/span><\/p>\n<\/li>\n<\/ul>\n

          \n

          4. Token Airdrop Scams<\/span><\/h3>\n

          Definition:<\/span><\/strong>\u00a0Sending free tokens to users with malicious links.<\/span><\/p>\n

          Methods:<\/span><\/strong><\/p>\n

            \n
          • \n

            Sending worthless tokens to users’ wallets<\/span><\/p>\n<\/li>\n

          • \n

            Malicious links in token descriptions<\/span><\/p>\n<\/li>\n

          • \n

            Requesting wallet connection to fake sites for rewards<\/span><\/p>\n<\/li>\n<\/ul>\n

            Detection and Prevention:<\/span><\/strong><\/p>\n

              \n
            • \n

              Ignore unknown tokens you receive<\/span><\/p>\n<\/li>\n

            • \n

              Do not click on links inside unknown tokens<\/span><\/p>\n<\/li>\n

            • \n

              Never connect your wallet to unknown websites<\/span><\/p>\n<\/li>\n

            • \n

              Use blockchain explorers to verify tokens<\/span><\/p>\n<\/li>\n<\/ul>\n

              \n

              5. Fake Support Scams<\/span><\/h3>\n

              Definition:<\/span><\/strong>\u00a0Scammers impersonate support teams to obtain sensitive information.<\/span><\/p>\n

              Methods:<\/span><\/strong><\/p>\n

                \n
              • \n

                Social media messages<\/span><\/p>\n<\/li>\n

              • \n

                Phone calls<\/span><\/p>\n<\/li>\n

              • \n

                Fake emails<\/span><\/p>\n<\/li>\n

              • \n

                Chat on fake websites<\/span><\/p>\n<\/li>\n<\/ul>\n

                Detection and Prevention:<\/span><\/strong><\/p>\n

                  \n
                • \n

                  Official support will never ask for your recovery phrase<\/span><\/p>\n<\/li>\n

                • \n

                  Official support will never ask you to connect your wallet to a site<\/span><\/p>\n<\/li>\n

                • \n

                  Use official support channels<\/span><\/p>\n<\/li>\n

                • \n

                  Do not trust private messages from “support”<\/span><\/p>\n<\/li>\n<\/ul>\n

                  \n

                  6. Exchange Scams<\/span><\/h3>\n

                  Definition:<\/span><\/strong>\u00a0Tricking users with promises of exchange services and then stealing their assets.<\/span><\/p>\n

                  Methods:<\/span><\/strong><\/p>\n

                    \n
                  • \n

                    Fake exchanges with unrealistic discounts<\/span><\/p>\n<\/li>\n

                  • \n

                    Fake exchange support scams<\/span><\/p>\n<\/li>\n

                  • \n

                    Exchanges that block withdrawals<\/span><\/p>\n<\/li>\n<\/ul>\n

                    Detection and Prevention:<\/span><\/strong><\/p>\n

                      \n
                    • \n

                      Only use reputable exchanges<\/span><\/p>\n<\/li>\n

                    • \n

                      Research before signing up<\/span><\/p>\n<\/li>\n

                    • \n

                      Avoid low-liquidity exchanges<\/span><\/p>\n<\/li>\n

                    • \n

                      Keep your assets in a personal wallet<\/span><\/p>\n<\/li>\n<\/ul>\n

                      \n

                      7. Cyberattacks and Malware<\/span><\/h3>\n

                      Definition:<\/span><\/strong>\u00a0Installing malicious software on users’ devices to steal information.<\/span><\/p>\n

                      Methods:<\/span><\/strong><\/p>\n

                        \n
                      • \n

                        Downloading software from untrusted sources<\/span><\/p>\n<\/li>\n

                      • \n

                        Clicking on malicious links<\/span><\/p>\n<\/li>\n

                      • \n

                        Opening infected files<\/span><\/p>\n<\/li>\n

                      • \n

                        Connecting to unsecured public networks<\/span><\/p>\n<\/li>\n<\/ul>\n

                        Detection and Prevention:<\/span><\/strong><\/p>\n

                          \n
                        • \n

                          Only download software from trusted sources<\/span><\/p>\n<\/li>\n

                        • \n

                          Install and update antivirus software<\/span><\/p>\n<\/li>\n

                        • \n

                          Keep OS and software updated<\/span><\/p>\n<\/li>\n

                        • \n

                          Avoid using public networks for transactions<\/span><\/p>\n<\/li>\n<\/ul>\n

                          \n

                          8. Social Engineering<\/span><\/h3>\n

                          Definition:<\/span><\/strong>\u00a0Tricking users using emotions such as fear, greed, sympathy, etc.<\/span><\/p>\n

                          Methods:<\/span><\/strong><\/p>\n

                            \n
                          • \n

                            Claiming to help solve a problem<\/span><\/p>\n<\/li>\n

                          • \n

                            Offering high-return investments<\/span><\/p>\n<\/li>\n

                          • \n

                            Claiming to save you from a major issue<\/span><\/p>\n<\/li>\n

                          • \n

                            Using fake celebrity endorsements<\/span><\/p>\n<\/li>\n<\/ul>\n

                            Detection and Prevention:<\/span><\/strong><\/p>\n

                              \n
                            • \n

                              Do not trust your emotions in financial decisions<\/span><\/p>\n<\/li>\n

                            • \n

                              Carefully examine every financial offer<\/span><\/p>\n<\/li>\n

                            • \n

                              Consult with trusted people<\/span><\/p>\n<\/li>\n

                            • \n

                              Don’t rush; take your time<\/span><\/p>\n<\/li>\n<\/ul>\n

                              \n

                              Comparison Table of Scam Methods<\/span><\/h2>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n
                              Method<\/span><\/th>\nTarget<\/span><\/th>\nSigns<\/span><\/th>\nPrevention<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Phishing<\/span><\/td>\nStealing information<\/span><\/td>\nSuspicious links, fake addresses<\/span><\/td>\nCheck URLs, don’t click suspicious links<\/span><\/td>\n<\/tr>\n
                              Fake project<\/span><\/td>\nStealing capital<\/span><\/td>\nHigh profit promises, anonymous team<\/span><\/td>\nThorough research, use reputable projects<\/span><\/td>\n<\/tr>\n
                              Pump and dump<\/span><\/td>\nPrice manipulation<\/span><\/td>\nWidespread ads, quick profits<\/span><\/td>\nResearch, don’t buy based on unknown tips<\/span><\/td>\n<\/tr>\n
                              Fake airdrop<\/span><\/td>\nStealing information<\/span><\/td>\nUnknown tokens, malicious links<\/span><\/td>\nDon’t click, don’t connect wallet<\/span><\/td>\n<\/tr>\n
                              Fake support<\/span><\/td>\nStealing information<\/span><\/td>\nRequesting recovery phrase<\/span><\/td>\nUse official channels<\/span><\/td>\n<\/tr>\n
                              Fake exchange<\/span><\/td>\nStealing capital<\/span><\/td>\nUnrealistic discounts<\/span><\/td>\nUse reputable exchanges<\/span><\/td>\n<\/tr>\n
                              Malware<\/span><\/td>\nStealing information<\/span><\/td>\nDownloads from untrusted sources<\/span><\/td>\nDownload from trusted sources, antivirus<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
                              \n

                              Golden Security Tips<\/span><\/h2>\n

                              1. Protect Your Private Keys and Recovery Phrase<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n
                              Rule<\/span><\/th>\nDescription<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Never share with anyone<\/span><\/td>\nNo one needs your recovery phrase<\/span><\/td>\n<\/tr>\n
                              Store physically<\/span><\/td>\nWrite on paper, not on phone or computer<\/span><\/td>\n<\/tr>\n
                              Keep in multiple places<\/span><\/td>\nDifferent copies in secure locations<\/span><\/td>\n<\/tr>\n
                              Never store digitally<\/span><\/td>\nDon’t save on phone, email, messages, or cloud<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                              2. Verify Identity Before Any Action<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n
                              Rule<\/span><\/th>\nDescription<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Check the URL<\/span><\/td>\nIdentify extra or swapped letters<\/span><\/td>\n<\/tr>\n
                              Use bookmarks<\/span><\/td>\nUse bookmarks for important sites<\/span><\/td>\n<\/tr>\n
                              Get to know the team<\/span><\/td>\nResearch the team and their track record<\/span><\/td>\n<\/tr>\n
                              Read community feedback<\/span><\/td>\nLearn from others’ experiences<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                              3. Use Security Tools<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n
                              Rule<\/span><\/th>\nDescription<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Two-factor authentication<\/span><\/td>\nEnable for all important accounts<\/span><\/td>\n<\/tr>\n
                              Password manager<\/span><\/td>\nUse strong, unique passwords<\/span><\/td>\n<\/tr>\n
                              Antivirus<\/span><\/td>\nInstall and regularly update<\/span><\/td>\n<\/tr>\n
                              VPN<\/span><\/td>\nUse for public network connections<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                              4. Don’t Rush<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n
                              Rule<\/span><\/th>\nDescription<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Take your time<\/span><\/td>\nResearch and verify before any action<\/span><\/td>\n<\/tr>\n
                              Don’t trust your emotions<\/span><\/td>\nIgnore fear and greed<\/span><\/td>\n<\/tr>\n
                              Consult trusted people<\/span><\/td>\nAsk friends and experts for advice<\/span><\/td>\n<\/tr>\n
                              Always be skeptical<\/span><\/td>\nBetter to be overly cautious than regretful<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                              5. Diversify<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n\n
                              Rule<\/span><\/th>\nDescription<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Don’t put all capital in one project<\/span><\/td>\nDiversification reduces risk<\/span><\/td>\n<\/tr>\n
                              Use multiple wallets<\/span><\/td>\nSeparate wallets for interacting with different apps<\/span><\/td>\n<\/tr>\n
                              Hardware wallets<\/span><\/td>\nUse hardware wallets for large amounts<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
                              \n

                              Common Scams on the Polygon Network<\/span><\/h2>\n

                              Despite Polygon’s high security, scammers continue to try to deceive users:<\/span><\/p>\n

                              1. Fake Tokens<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n
                              Problem<\/span><\/th>\nDescription<\/span><\/th>\nSolution<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Tokens with similar names<\/span><\/td>\nScammers create tokens with names of well-known projects<\/span><\/td>\nCheck contract address from official sources<\/span><\/td>\n<\/tr>\n
                              Fake airdrops<\/span><\/td>\nSending tokens with malicious links<\/span><\/td>\nIgnore unknown tokens<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                              2. Fake Websites<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n
                              Problem<\/span><\/th>\nDescription<\/span><\/th>\nSolution<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              Quickswap copycat sites<\/span><\/td>\nScammers create replica sites<\/span><\/td>\nAlways use the official URL<\/span><\/td>\n<\/tr>\n
                              Fake support sites<\/span><\/td>\nFake sites requesting information<\/span><\/td>\nOnly use official channels<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
                              \n

                              Omid Coin and User Security<\/span><\/h2>\n

                              Omid Coin, as a project operating on the Polygon network, prioritizes user security.<\/span><\/p>\n

                              Omid Coin’s Commitment to Security<\/span><\/h3>\n
                              \n
                              \n
                              <\/div>\n
                              <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n
                              Commitment<\/span><\/th>\nDescription<\/span><\/th>\n<\/tr>\n<\/thead>\n
                              User education<\/span><\/td>\nProviding useful information to identify and prevent fraud<\/span><\/td>\n<\/tr>\n
                              Transparency<\/span><\/td>\nClear information about the project<\/span><\/td>\n<\/tr>\n
                              Secure platform<\/span><\/td>\nOperating on the secure Polygon network<\/span><\/td>\n<\/tr>\n
                              No false promises<\/span><\/td>\nProviding real and honest information<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                              Core Message<\/span><\/h3>\n

                              Omid Coin = Good Technology = Better Life<\/span><\/strong><\/p>\n

                              Good technology is secure and trustworthy technology that protects users against threats.<\/span><\/p>\n

                              \n

                              Summary<\/span><\/h2>\n

                              Digital fraud is a serious threat, but with awareness and simple security practices, many can be prevented.<\/span><\/p>\n

                              Summary of Key Points:<\/span><\/h3>\n
                                \n
                              • \n

                                Protect your information:<\/span><\/strong>\u00a0Keep private keys and recovery phrases in a safe place<\/span><\/p>\n<\/li>\n

                              • \n

                                Verify identity:<\/span><\/strong>\u00a0Verify the other party’s identity before any action<\/span><\/p>\n<\/li>\n

                              • \n

                                Research:<\/span><\/strong>\u00a0Conduct thorough research before investing<\/span><\/p>\n<\/li>\n

                              • \n

                                Don’t rush:<\/span><\/strong>\u00a0Don’t trust promises of quick profits<\/span><\/p>\n<\/li>\n

                              • \n

                                Use security tools:<\/span><\/strong>\u00a0Two-factor authentication, antivirus, VPN<\/span><\/p>\n<\/li>\n<\/ul>\n

                                \n

                                FAQ<\/span><\/h2>\n

                                1. How can I identify a fake project?<\/span><\/strong>
                                \nAnonymous team, unrealistic profit promises, lack of a usable product, and lack of transparency are signs of a fake project.<\/span><\/p>\n

                                2. What should I do if I mistakenly gave someone my recovery phrase?<\/span><\/strong>
                                \nImmediately transfer your assets to a new wallet with a new recovery phrase.<\/span><\/p>\n

                                3. Can clicking a link steal my assets?<\/span><\/strong>
                                \nNo, clicking alone is not dangerous, but entering information on a fake website or downloading malware is dangerous.<\/span><\/p>\n

                                4. What’s the difference between phishing and regular fraud?<\/span><\/strong>
                                \nPhishing is a type of fraud that impersonates legitimate entities.<\/span><\/p>\n

                                5. Is the Polygon network secure?<\/span><\/strong>
                                \nYes, Polygon is a secure network, but users must be aware of social scams and fake websites.<\/span><\/p>\n

                                6. How can I avoid fraud on social media?<\/span><\/strong>
                                \nDon’t trust private messages from unknown individuals and use official channels.<\/span><\/p>\n

                                7. What role does Omid Coin play in user security?<\/span><\/strong>
                                \nOmid Coin contributes to user security by providing useful information and operating on the secure Polygon network.<\/span><\/p>\n

                                8. What’s the best way to store my recovery phrase?<\/span><\/strong>
                                \nWrite it on paper and keep it in multiple secure locations. Never store it digitally.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

                                Every day, we hear new reports about digital scams. People who have lost their capital in fake projects, user accounts<\/p>\n","protected":false},"author":4,"featured_media":10814,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[91,90,92],"tags":[],"class_list":["post-10883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain","category-omidcoin","category-polygon-network"],"yoast_head":"\nDigital fraud: How to stay safe? - omidcoin<\/title>\n<meta name=\"description\" content=\"Digital fraud is one of the biggest threats to both regular users and blockchain activists. From phishing and fake projects to cyberattacks and investment scams, there are various ways to deceive users. Being aware of these threats and following simple but vital security tips can protect users\u2019 assets and personal information. Networks like Polygon, by providing secure infrastructure, and projects like Omidcoin, by emphasizing education and awareness, are taking steps towards creating a safer environment for users.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/omidcoin.org\/en\/2026\/07\/28\/digital-fraud-how-to-stay-safe\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digital fraud: How to stay safe?\" \/>\n<meta property=\"og:description\" content=\"Digital fraud is one of the biggest threats to both regular users and blockchain activists. From phishing and fake projects to cyberattacks and investment scams, there are various ways to deceive users. Being aware of these threats and following simple but vital security tips can protect users\u2019 assets and personal information. 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